TERMS AND CONDITIONS

iValue (iValue) and its members, owners, employees, agents, representatives, suppliers and service providers (collectively “iValue”) provides this application (the “App”) for informational purposes only. Use of and access to the App and the information, materials, services, and other content available on or through the App (“Content”) are subject to these terms of use and all applicable laws.

NO INVESTMENT ADVICE

The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our App constitutes a solicitation, recommendation, endorsement, or offer by iValue or any third-party service provider to buy or sell any securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.

All Content on this App is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the App constitutes professional and/or financial advice, nor does any information on the App constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. iValue is not a fiduciary by virtue of any person’s use of or access to the App or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the App before making any decisions based on such information or other Content. In exchange for using the App, you agree not to hold iValue, its affiliates or any third-party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the App.

INVESTMENT RISKS

There are risks associated with investing in securities. Investing in stocks, bonds, exchange traded funds, mutual funds, and money market funds involve risk of loss. Loss of principal is possible. Some high-risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods. A security’s or a firm’s past investment performance is not a guarantee or predictor of future investment performance.

THIRD PARTY LINKED SITES

As a convenience to you, IValue may provide hyperlinks to web sites operated by third parties. When you select these hyperlinks, you will be leaving the iValue app. Because iValue has no control over such sites or their content, iValue is not responsible for the availability of such external sites or their content, and iValue does not adopt, endorse or nor is responsible or liable for any such sites or content, including advertising, products or other materials, on or available through such sites or resources. Other web sites may provide links to the App or Content with or without our authorization. iValue does not endorse such sites and shall not be responsible or liable for any links from those sites to the App or Content, or for any content, advertising, products or other materials available on or through such other sites, or any loss or damages incurred in connection therewith. iValue may, in its sole discretion, block links to the App and Content without prior notice.

YOUR USE OF THIRD-PARTY WEB SITES AND CONTENT, INCLUDING WITHOUT LIMITATION, YOUR USE OF ANY INFORMATION, DATA, ADVERTISING, PRODUCTS, OR OTHER MATERIALS ON OR AVAILABLE THROUGH SUCH WEB SITES, IS AT YOUR OWN RISK AND IS SUBJECT TO THEIR TERMS OF USE.